From instant term quotes to complex annuity riders, we build policy‑administration and underwriting engines that mine actuarial data in real time and push compliant e‑policies to any device. Built‑in beneficiary management, loans, and surrender workflows keep back‑office teams light on spreadsheets and heavy on insight

We orchestrate eligibility checks, pre‑authorization rules, and medical‑coding libraries into one API‑friendly stack. Members get frictionless enrollment and claims tracking; payers gain AI‑powered fraud flags, utilization analytics, and effortless HIPAA‑grade data security.

Telematics, dash‑cam video, and FNOL photos stream straight into our pricing and claims modules. Real‑time scoring rewards safe driving while computer‑vision damage estimates shave days off settlements. Partnerships with repair‑shop networks slot right in via secure APIs.

We blend satellite imagery, IoT sensors, and historical CAT data to automate risk scoring and renewal pricing for homeowners and landlords. Policyholders self‑service updates, while adjusters tap drone imagery for faster, fairer claims decisions after a storm.

High‑resolution hazard maps, NOAA feeds, and parametric triggers underpin our flood‑rating engines. When rivers crest or hurricanes land, automated payout calculations fire—minimizing manual bottlenecks when customers need relief the most

Whether it’s general liability for a florist or bespoke hull coverage for a marine fleet, we spin up modular workflows that handle complex endorsements, multi‑location schedules, and certificate issuance. Built‑in compliance libraries cover environmental, aviation, energy, and engineering risks, while Bordereau reporting keeps reinsurers in the loop.